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How to Set Up Apple Pay for a Child

Published in Apple Family Sharing 3 mins read

Setting up payment methods for a child on their Apple device, enabling them to make purchases using Apple Pay, often involves utilizing features within Apple's Family Sharing, particularly Apple Cash. The provided steps specifically detail how a family organizer can set up Apple Cash for a child or teen, which can then be used for purchases where Apple Pay is accepted.

Here's how you can set up Apple Cash for a child or teen using Family Sharing, based on the steps provided:

Setting Up Apple Cash for a Child via Family Sharing

Apple Cash allows family organizers to send money to a child or teen, which they can then spend using Apple Pay in stores, within apps, and online. The family organizer also has oversight and controls over the child's account.

To set up Apple Cash for a child in your Family Sharing group:

  1. Open Settings: On the family organizer's iPhone, navigate to the Settings app.
  2. Access Family Sharing: Tap on [your name] at the top of the Settings screen, then select Family Sharing.
  3. Select the Child's Profile: Tap on the name of the child or teen for whom you want to set up Apple Cash.
  4. Initiate Apple Cash Setup: Tap Apple Cash.
  5. Follow On-Screen Instructions: Proceed by following the specific instructions displayed on your screen to complete the setup process for their account. This will guide you through the necessary steps to activate Apple Cash for the child within your family group.

These steps enable the child to receive and spend money using Apple Cash through their Wallet app, which is seamlessly integrated with Apple Pay.

Quick Setup Overview Table

Step Action Location on iPhone (Organizer's)
1 Open the Settings app Home Screen/App Library
2 Tap [your name], then Family Sharing Settings app
3 Tap the child or teen's name Family Sharing section
4 Tap Apple Cash Child/Teen's profile page
5 Follow on-screen instructions to set up account Apple Cash setup screen

Using Apple Cash with Apple Pay

Once Apple Cash is set up for your child through Family Sharing, the Apple Cash card appears in their Wallet app. They can then use this card with Apple Pay wherever Apple Pay is accepted. This provides a convenient and supervised way for children to make purchases using digital funds provided by the family organizer.

  • In-Store: Hold the iPhone near the payment terminal with Touch ID or Face ID.
  • In Apps and Online: Select Apple Pay as the payment method during checkout.

This method provides a structured way to introduce children to digital payments under parental supervision via the features available in Apple's Family Sharing ecosystem.