zaro

What ATM is Free of Charge?

Published in ATM Access 2 mins read

You can often find fee-free ATMs at various popular retail locations, making it convenient to access your money without incurring extra charges.

Locating Fee-Free ATMs

Fee-free ATMs are typically found within extensive networks that partner with specific banks or financial services. These networks often include widespread retail chains, offering accessibility in many neighborhoods.

Common Retailers with Fee-Free ATMs

Several well-known stores host ATMs where you can make transactions without paying a fee. These establishments are part of networks that allow customers of participating financial institutions to withdraw cash without incurring the typical surcharge fees often associated with out-of-network ATMs.

Here are common locations where you can find fee-free ATMs:

  • Walgreens®: A widely accessible pharmacy and convenience store chain.
  • 7-Eleven®: A popular convenience store, often open 24/7.
  • Target®: A major general merchandise retailer with ATMs available in many of its large stores.
  • Circle K: A convenience store chain, frequently co-located with gas stations.
  • CVS Pharmacy®: A leading pharmacy and health solutions company with an extensive network of locations.

This partnership aims to provide broad access to cash for cardholders, minimizing the need to search for an in-network ATM of a specific bank.

How to Find a Free ATM Near You

To ensure you're using a fee-free ATM, it's always recommended to:

  • Check your bank's mobile app or website: Most banks and financial services provide an ATM locator tool that highlights fee-free machines within their network.
  • Look for network logos: ATMs often display logos of the networks they belong to (e.g., Allpoint, Plus, Cirrus). Confirm if your card's network logo matches, and verify if it's a fee-free option for your specific bank.
  • Verify at the ATM screen: Before completing a transaction, ATMs are typically required to inform you of any surcharges. Always confirm that no fee will be applied before proceeding.
Retailer Type of Store Convenience Factor
Walgreens® Pharmacy/Convenience Extensive presence across the U.S.
7-Eleven® Convenience Store Often available 24/7 in various locations.
Target® General Merchandise Found in large retail centers.
Circle K Convenience Store Common at gas stations and roadside stops.
CVS Pharmacy® Pharmacy/Convenience Broad network of stores for easy access.