An Arizona insurance license is valid for four years from its effective date.
Understanding the AZ Insurance License Validity Period
In Arizona, an insurance license is issued for a specific period, typically expiring every four years. This four-year cycle means that licensees must stay informed about their renewal deadlines to ensure continuous authorization to operate. Allowing a license to lapse can lead to penalties, including fines or the requirement to reapply and pass the licensing exam again.
Arizona Insurance License Renewal Requirements
To maintain an active Arizona insurance license, licensees must fulfill specific requirements before their four-year expiration. These include completing continuing education (CE) hours and paying a renewal fee.
Here's a breakdown of the key renewal requirements:
| Requirement | Detail |
|---|---|
| Expiration Period | Every 4 years |
| Required CE | 48 credit hours |
| Renewal Cost | $120 per license + CE course cost |
Continuing Education (CE) Obligations
A crucial component of renewing an AZ insurance license is completing the mandatory continuing education. Licensees are required to complete 48 credit hours of approved CE during each four-year licensing period. It's advisable to complete these hours well in advance of the expiration date to avoid last-minute rushes or potential issues with course availability. Many licensees opt to spread their CE hours throughout the four-year cycle. Recommended providers for these courses include entities like Kaplan Education Company, which offers comprehensive programs designed to meet state requirements.
Renewal Fees
In addition to continuing education, a renewal fee is required to keep the license active. The standard renewal cost is $120 per license. This fee is typically paid to the Arizona Department of Insurance and Financial Institutions (DIFI) at the time of renewal, along with any associated costs for the CE courses themselves.
Maintaining Your AZ Insurance License
Timely renewal is essential for all Arizona insurance professionals. By understanding the four-year validity period, planning for continuing education, and budgeting for renewal fees, licensees can ensure their ability to continue practicing without interruption. For detailed information on the Arizona insurance license renewal process and specific compliance requirements, licensees should refer to official state resources.
