Routing number 021313103 belongs to CITIZENS BANK NA.
This specific routing number is associated with Citizens Bank NA operations in Rhode Island (RI) and is primarily used for facilitating electronic financial transactions. Understanding routing numbers is crucial for ensuring that funds are directed to the correct financial institution for various types of transfers.
Understanding Routing Numbers
A routing number, also known as an ABA routing transit number (ABA RTN), is a nine-digit code that identifies a financial institution in the United States. These numbers are essential for processing transactions such as:
- ACH (Automated Clearing House) Transfers: These include direct deposits, bill payments, and electronic funds transfers between banks.
- Wire Transfers: Used for sending money quickly between banks, often for larger sums.
- Check Processing: The routing number is printed on checks to identify the bank.
Each financial institution may have multiple routing numbers, often depending on the state or region where the account was opened, or the specific type of transaction being performed.
Details for Routing Number 021313103
Here's a breakdown of the key information for routing number 021313103:
| Detail | Information |
|---|---|
| Bank Name | Citizens Bank NA |
| Associated State | Rhode Island (RI) |
| Supported Transfers | ACH Transfers, Wire Transfers |
| Type | Routing Transit Number (RTN) |
This routing number ensures that funds sent via ACH or wire transfers are accurately routed to the correct Citizens Bank branch in Rhode Island. It's important to use the precise routing number provided by your bank for any transaction to avoid delays or rejections.
For more general information on routing numbers and their function in the U.S. banking system, you can refer to resources from organizations like the American Bankers Association (ABA).
