The bank associated with routing number 122000496 is MUFG UNION BANK, N.A.
Understanding Routing Numbers
A routing number, also known as an ABA routing number or RTN, is a nine-digit code that identifies financial institutions in the United States. These numbers are crucial for processing various financial transactions, ensuring that funds are transferred to and from the correct bank accounts.
Details for Routing Number 122000496
| Routing Number | Bank Name | Location | Supported Transactions |
|---|---|---|---|
| 122000496 | MUFG UNION BANK, N.A. | California | ACH and Wire Transfers |
How Routing Numbers are Used
Routing numbers facilitate several types of banking operations, including:
- ACH Transfers: Automated Clearing House (ACH) transfers include direct deposits (like paychecks or tax refunds), automated bill payments, and electronic fund transfers between banks.
- Wire Transfers: These are immediate, irrevocable transfers of money from one bank to another, often used for large sums or urgent transactions.
- Check Processing: When you write a check, the routing number printed at the bottom helps the bank identify where to draw the funds.
It's essential to use the correct routing number for your specific transaction to avoid delays or incorrect transfers. Always verify the routing number with your bank or through official bank resources before initiating a transfer.
