Routing number 221271935 belongs to Columbia Bank. This specific routing number is used for Columbia Bank branches located in New Jersey.
Understanding Routing Numbers
A routing number, also known as an ABA (American Bankers Association) routing transit number, is a nine-digit code that identifies financial institutions in the United States. These numbers are crucial for processing various types of financial transactions accurately and securely.
Purpose of Routing Numbers
Routing numbers serve several vital functions in the banking system:
- Electronic Funds Transfers (EFTs): They are essential for initiating and receiving electronic payments, such as direct deposits from employers, automated bill payments, and transfers between bank accounts.
- Wire Transfers: Both domestic and international wire transfers require specific routing numbers to ensure funds reach the correct bank.
- Check Processing: The routing number is printed on the bottom left of checks, allowing banks to identify where the check originated from and process the transaction correctly.
- ACH (Automated Clearing House) Transactions: ACH transactions, which include direct deposits, automatic payments, and electronic checks, rely on routing numbers for proper identification and routing of funds.
Columbia Bank Routing Information
For your convenience, here's a summary of the routing number in question:
| Routing Number | Bank Name | State |
|---|---|---|
| 221271935 | Columbia Bank | New Jersey |
It's important to note that some banks may have multiple routing numbers, often depending on the state where the account was opened or the specific type of transaction being performed. Always verify the correct routing number directly with your bank or through official bank statements or online banking platforms for the most accurate information. For general reference on routing numbers, you can often find information on financial resource websites like Wise.
How to Find Your Bank's Routing Number
If you need to find a routing number for a different bank or for your own account, here are common methods:
- Checkbook: Look at the bottom left of your checks; the nine-digit number is typically the routing number.
- Online Banking: Log in to your bank's online portal; routing numbers are often displayed in account details, direct deposit forms, or FAQs.
- Bank Statements: Your monthly bank statement usually lists the routing number.
- Bank's Official Website: Most banks have a dedicated section on their website detailing their routing numbers.
- Contact Bank Directly: If you're unsure, calling your bank's customer service is the safest way to confirm.
Using the correct routing number is paramount to prevent delays or errors in your financial transactions.
