The bank that uses routing number 063107513 is Wells Fargo Bank. This specific routing number is designated for Wells Fargo Bank operations located in Minnesota (MN).
Routing numbers, also known as ABA (American Bankers Association) routing transit numbers, are nine-digit codes that financial institutions in the United States use to identify themselves in various transactions. They are crucial for ensuring that funds are transferred accurately to and from the correct bank.
Understanding Routing Number 063107513
For clarity, here's a quick overview of the information:
| Routing Number | Bank Name | State Affected |
|---|---|---|
| 063107513 | Wells Fargo Bank | Minnesota |
It's common for large financial institutions like Wells Fargo to utilize multiple routing numbers. These numbers can vary based on the state where the account was opened, the type of transaction (e.g., wire transfers may use a different routing number than direct deposits), or even the specific branch location.
Common Uses of Bank Routing Numbers
Accurate routing numbers are essential for a variety of financial activities. Using an incorrect routing number can lead to delays in transactions or, in some cases, cause funds to be misdirected.
- Direct Deposit: For receiving your paycheck, tax refunds, or government benefits directly into your account.
- Automated Clearing House (ACH) Transfers: These include electronic bill payments, online transfers between your own accounts at different banks, or payments to third parties.
- Wire Transfers: Both domestic and international wire transfers require a routing number for the receiving U.S. bank. (Note: International wire transfers often require a SWIFT/BIC code in addition to the routing number).
- Bill Pay: Setting up recurring payments from your bank account to service providers.
How to Find Your Wells Fargo Routing Number
While 063107513 is specific to Wells Fargo in Minnesota, it is always best to confirm the exact routing number for your personal account, as it may differ. Here are the most reliable ways to locate your specific Wells Fargo routing number:
- On Your Checks: The routing number is typically the first nine-digit number printed on the bottom left of your checks.
- Through Online Banking: Log in to your Wells Fargo online account. The routing number is usually displayed prominently on your account summary page or details.
- Wells Fargo Official Website: Visit the official Wells Fargo website. They provide a tool or a list of routing numbers based on your state or the type of transaction. For more information, you can often find details on their official routing number page: Wells Fargo Routing Numbers
- Contact Your Bank: If you are still unsure, contacting Wells Fargo customer service or visiting a local branch can provide you with the definitive routing number for your account.
