Several apps offer instant cash advances that could provide you with $200, often for a small fee. These apps typically assess your eligibility based on factors like regular income and bank account activity.
Here are some top apps that can offer $200 or more with instant funding options:
| App | Maximum Advance Amount | Time to Funding |
|---|---|---|
| Brigit | $250 | Instantly (for a fee); 2-3 days free |
| Dave | Up to $500 | Instant |
| MoneyLion | Up to $500 | Instantly (for a fee); Up to 5 business days free |
| Chime | $200 | At the point of sale |
Top Apps for Instant Cash Advances
To help you decide which app might best suit your needs for an instant $200, here's a closer look at their features:
- Brigit: This app provides advances ranging from $50 to $250. For instant access to funds, a small express delivery fee is usually applied. If you're able to wait, a free transfer option is available, which typically takes 2-3 business days. Brigit also offers tools for budgeting and overdraft protection.
- Dave: Through its "ExtraCash" feature, Dave offers cash advances of up to $500. It provides instant funding options, making it a strong candidate for quickly accessing $200. Dave typically requires a small monthly membership fee.
- MoneyLion: MoneyLion's "Instacash" service allows users to get cash advances up to $500. Similar to Brigit, opting for instant funding often incurs an express delivery fee, while standard delivery is free but can take up to 5 business days. MoneyLion also integrates banking and investment services.
- Chime: Chime's "SpotMe" feature can cover you for up to $200 in overdrafts. This amount is available at the point of sale for purchases, which means it helps you avoid overdraft fees when your balance is low. It functions differently from a direct cash advance into your bank account for general withdrawal or transfer.
These apps assess your eligibility based on criteria such as your regular income, banking history, and linked bank accounts. Always review the terms and conditions, including any fees for instant transfers, before proceeding.
For more detailed information on cash advance apps, you can refer to The Best Apps That Loan Money.
