No, Citi ThankYou Points generally do not expire. This is a significant benefit of the Citi ThankYou Rewards program, ensuring that your accumulated points remain available for redemption whenever you choose.
Understanding Citi ThankYou Points Expiration
One of the most attractive features of the Citi ThankYou Rewards program is the longevity of your points. Unlike some other loyalty programs, Citi ThankYou Points typically do not have an expiration date. This means you can save them up over extended periods to redeem for larger rewards, such as travel or high-value merchandise, without worrying about losing them.
Key benefits regarding the non-expiration of points include:
- No Time Limit: Your ThankYou Points remain active in your account indefinitely, provided your account remains open and in good standing.
- Unlimited Earning: There is no maximum limit on the number of ThankYou Points you can earn with your card, allowing you to accumulate a substantial balance over time.
This ensures maximum flexibility and value from your credit card rewards.
Important Considerations for Bonus Points
While your ThankYou Points themselves do not expire, there are specific conditions related to earning new account bonus points that you should be aware of, especially if you're considering opening multiple Citi cards.
For instance, bonus ThankYou Points may not be available if you have previously received a new account bonus for a Citi Rewards+® account within the past 48 months. This condition applies to the eligibility for bonus offers, not to the general expiration of points you've already earned. Always review the specific terms and conditions of any new credit card offer to understand eligibility for welcome bonuses.
Summary of Citi ThankYou Points Features
To provide a clear overview of the key aspects regarding Citi ThankYou Points, including their expiration and earning potential, see the table below:
| Feature | Detail |
|---|---|
| Point Expiration | ThankYou Points do not expire. |
| Earning Limit | There is no limit on the number of ThankYou Points you can earn. |
| Bonus Eligibility | May be restricted if a new account bonus for a specific card (e.g., Citi Rewards+®) was received in the past 48 months. |
| Program Website | Citi ThankYou Rewards |
This structure ensures that your hard-earned points retain their value over time, providing a reliable rewards currency for your future redemption needs.
