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What scholarships pay for room and board?

Published in College Funding 5 mins read

Many scholarships exist that specifically cover or significantly contribute to room and board expenses, helping students reduce the overall cost of their higher education. These scholarships can range from large, comprehensive awards that cover all living costs to smaller grants specifically designated for housing.

Understanding Room and Board Scholarships

Room and board typically refers to the costs associated with on-campus housing and meal plans provided by colleges and universities. For students living off-campus, "room" might encompass rent, utilities, and other housing-related expenses, while "board" refers to food costs. Scholarships that cover these aspects are crucial for many students, as living expenses can often be as significant as tuition and fees.

These types of scholarships are often:

  • Full-Ride Scholarships: These comprehensive awards typically cover tuition, fees, books, and living expenses, including room and board. They are highly competitive and awarded based on exceptional merit, significant financial need, or a combination of both.
  • Specific Housing Grants: Some institutions or private organizations offer scholarships specifically earmarked for housing costs, whether for on-campus dorms or off-campus apartments.
  • General Scholarships with Flexible Funds: Many scholarships provide a lump sum or annual award that can be applied to any college-related expense, including tuition, books, and living costs like room and board.

Specific Scholarships That Cover Room and Board

Several prominent scholarships are known to provide funds that can be used for room and board, either directly or as part of a larger award package. Here are some examples:

Scholarship Name Description Potential Coverage for Room & Board
Burger King McLamore Foundation Scholarship This program offers scholarships to high school seniors based on academic achievement, leadership, and community involvement, with awards ranging from $1,000 to $50,000. Awards are typically disbursed for general educational expenses, making them applicable to room and board costs, as well as tuition and fees.
Collegiate Inventors Competition Open to college and university students, this competition rewards innovative inventions and discoveries. Prizes vary but can be substantial. The significant prize money awarded to winners can be utilized for various educational expenses, including the cost of living while attending college.
Davidson Fellows Scholarship Recognizes students aged 18 or younger for extraordinary achievements in specific areas like science, technology, literature, and music. Awards can be up to $50,000. As one of the largest scholarships in the U.S., these substantial awards are intended to cover comprehensive college costs, making them ideal for room and board expenses.
Dell Scholars Program This program supports low-income, highly motivated students who are often the first in their family to attend college. Scholars receive $20,000 to complete their undergraduate degree. The scholarship funds are designed to cover the full cost of attendance, which includes allowances for room and board, books, and other living expenses.
Dr. Pepper Tuition Giveaway A widely publicized contest where participants can win large sums of money for their education. Winners are selected through various challenges and online votes. While branded as a "tuition" giveaway, the cash awards provided are typically flexible and can be used to cover various educational costs, including room and board and other living expenses.
Generation Google Scholarship Aimed at aspiring computer scientists from underrepresented groups, this scholarship provides financial support for education and includes mentorship and networking opportunities. Awards vary but are often generous, explicitly covering significant educational expenses, which can include tuition, fees, books, and living costs like room and board.
The Paradigm Challenge Invites students aged 4-18 to develop solutions to real-world problems. Participants can win cash prizes and an opportunity to work with experts. The cash prizes won through this challenge can be allocated by the recipient towards future educational expenses, including college room and board, alongside tuition and other costs.

How to Find and Apply for Room and Board Scholarships

Securing scholarships for room and board requires proactive research and a strategic approach:

  • Start with FAFSA and CSS Profile: These financial aid forms are essential for unlocking need-based aid, which can include grants that cover living expenses.
  • Contact Your College's Financial Aid Office: Many institutions offer their own scholarships, including some specifically for housing, or can direct you to external opportunities.
  • Utilize Online Scholarship Databases: Websites like Fastweb, Scholarship.com, and BigFuture allow you to filter scholarships by specific criteria, including those that cover room and board or general living expenses.
  • Explore Local and Community Organizations: Local civic groups, religious organizations, and community foundations often offer scholarships to students from their area, which may have flexible uses for funds.
  • Look for "Full-Ride" or "Comprehensive" Scholarships: These awards are designed to cover all educational and living costs. While competitive, they are the most direct path to having room and board paid for.
  • Highlight Extracurriculars and Leadership: Many scholarships value well-rounded applicants. Showcase your involvement in clubs, sports, volunteer work, and leadership roles.
  • Craft Compelling Essays: Your application essays are an opportunity to demonstrate your unique story, financial need (if applicable), academic potential, and how the scholarship will help you achieve your goals.

Key Considerations

When applying for scholarships that cover room and board, keep the following in mind:

  • Eligibility Criteria: Each scholarship has specific requirements (GPA, major, residency, financial need, extracurriculars). Ensure you meet them before applying.
  • Award Amount and Disbursement: Understand how much the scholarship provides and how the funds are disbursed (e.g., directly to the school, to you, in one lump sum or installments).
  • Renewability: Determine if the scholarship is a one-time award or renewable for subsequent years, often contingent on maintaining certain academic standards.
  • Tax Implications: While most scholarships used for qualified educational expenses (tuition, fees, books, supplies, equipment) are tax-free, amounts used for room and board or other living expenses may be taxable income. Consult a tax professional for guidance.

By diligently searching and strategically applying, students can significantly reduce the burden of college living expenses through scholarships.