Generally, you cannot get physical cash back at a grocery store register when using a credit card, unlike the way you can with a debit card.
Is Cash Back Available with Credit Cards at Grocery Stores?
For most credit cards, the option to receive physical cash back at the point of sale, such as at a grocery store checkout, is not available. Credit card transactions are primarily designed for purchasing goods and services, not for withdrawing physical currency. This differs significantly from debit card transactions, where cash back at the register is a common feature linked directly to your bank account balance.
The Specific Exception: Discover Cards
While the general rule is no, there is a notable exception for some credit cards. Certain Discover cards allow cardholders to get cash back at the checkout of various retailers. This provides a convenient option for those who use these specific cards.
Participating Grocery Retailers for Discover Cash Back
If you have an eligible Discover card, you may be able to get cash back at the checkout lanes of specific grocery stores and other retailers. Examples of grocery chains where this option has been available include:
- Trader Joe's
- Aldi
- ACME supermarkets
- Other select retailers
It's always advisable to confirm with the retailer or your card issuer if this service is available and applicable to your specific Discover card before attempting to get cash back.
