To qualify for the RBC Avion Visa Infinite credit card, applicants must meet specific minimum income thresholds. This premium travel rewards card requires either a personal annual income of $60,000 or a household annual income of $100,000.
Understanding the Income Requirements for the RBC Avion Visa Infinite Card
The income criteria for the RBC Avion Visa Infinite card are designed to ensure the card is accessible to individuals and households who can benefit most from its premium features and manage its associated responsibilities. Applicants have two distinct options to meet this requirement:
- Personal Income: Your individual gross annual income must be at least $60,000.
- Household Income: The combined gross annual income of your household must be at least $100,000.
This flexibility allows both single individuals with a qualifying income and couples or families whose combined earnings meet the higher threshold to apply.
The requirements are summarized in the table below:
| Income Type | Minimum Annual Income |
|---|---|
| Personal Income | $60,000 |
| Household Income | $100,000 |
Why Income Requirements Matter
Financial institutions set income requirements for credit cards, especially premium ones, for several reasons:
- Financial Stability: Income thresholds help ensure that cardholders can comfortably manage their credit limits and meet payment obligations, reducing financial risk for both the cardholder and the issuer.
- Access to Premium Benefits: Cards like the RBC Avion Visa Infinite offer a range of exclusive perks, including travel insurance, concierge services, and accelerated rewards earning. These benefits are often associated with a higher tier of card, which typically comes with income prerequisites.
- Card Status: Premium credit cards cater to a specific market segment, and income requirements help maintain the card's perceived value and exclusivity.
Exploring the RBC Avion Visa Infinite Card
The RBC Avion Visa Infinite card is a popular choice for Canadian travelers looking to earn points on everyday purchases that can be redeemed for flights, vacation packages, and more. Beyond its robust travel rewards program, cardholders can also benefit from:
- Comprehensive Insurance: Enjoy a suite of travel insurance coverages, including travel accident insurance, car rental insurance, and more, providing peace of mind during your journeys.
- Flexible Redemption: Avion points offer great flexibility, allowing you to book travel through RBC's travel rewards program without seat restrictions or blackouts, or transfer points to other loyalty programs.
- Visa Infinite Benefits: Access exclusive Visa Infinite perks such as dining experiences, entertainment offers, and concierge services.
Meeting the income criteria is the first step towards unlocking these valuable features and enjoying the benefits of a premium travel credit card.
