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How to Redeem Citi Reward Points?

Published in Credit Card Rewards 2 mins read

Redeeming Citi reward points is a streamlined process that allows you to convert your accumulated points into valuable benefits, such as a credit on your statement. This method makes it easy to utilize your rewards to offset your credit card spending.

Step-by-Step Guide to Redeeming Points for Statement Credit

To redeem your Citi reward points for a credit that will appear on your next statement, follow these straightforward steps:

  1. Initiate a Transaction: Begin by making a purchase or completing a transaction using your Citi Credit Card. This action typically triggers the redemption opportunity.
  2. Receive Redemption Link via SMS: After your transaction, Citi will send an SMS to your mobile number that is registered with them. This message will contain a unique redemption link.
  3. Access the Redemption Portal: Click on the link provided in the SMS. This will securely direct you to the Citi rewards redemption portal.
  4. Select Points for Redemption: Once on the portal, you will be prompted to choose the specific number of reward points you wish to redeem.
  5. Confirm and Await Credit: Confirm your redemption selection. Upon successful confirmation, the credit corresponding to the points you redeemed will be reflected in your very next Citi Credit Card statement, reducing your outstanding balance.

Summary of the Redemption Process:

Step Action Taken Outcome
1 Transact using your Citi Credit Card Qualifies you for point redemption
2 Receive an SMS with a redemption link Provides direct access to the redemption
3 Click on the link Directs you to the point selection screen
4 Select the number of points to redeem Specifies the amount of credit desired
5 Confirm successful redemption Credit appears on your next statement

This efficient process ensures that your Citi reward points can be conveniently utilized to reduce your credit card expenses.