The $100 Disney charge typically refers to an authorization hold placed by Disney Resort hotels on your payment card upon arrival. This hold is for estimated incidental expenses you might incur during your stay.
Purpose of the Incidental Hold
When you check into a Disney Resort hotel, a temporary hold is placed on your credit or debit card. This isn't an immediate charge, but rather an assurance of funds to cover any additional costs that aren't part of your pre-paid reservation. These incidental expenses can include:
- Dining: Meals and snacks purchased at restaurants, quick-service locations, or in-room dining.
- Merchandise: Souvenirs, apparel, and other items bought in shops across the resorts and parks.
- Recreational Activities: Any extra activities or services not included in your vacation package.
- Other Purchases: Items charged directly to your resort room using your MagicBand or other payment methods linked to your account.
This $100 hold is standard and is in addition to any remaining balance due on your room reservation.
How the Hold Works
- Initial Authorization: On the day of your arrival, your resort hotel will place an authorization hold on your card for any outstanding balance on your reservation, plus the initial $100 for estimated incidental expenses.
- Incremental Holds: If your spending on incidentals exceeds the initial $100 hold during your stay, the hotel will automatically obtain additional incremental holds on your card to cover the increased amount. This ensures there are sufficient funds available for all charges.
- Release of Funds: After you check out, any unused portion of the authorization hold is released back to your card. The exact time it takes for the funds to become available again can vary depending on your bank or financial institution.
It's important to remember that this is an authorization hold, which temporarily reserves funds, rather than a direct charge. It's a common practice in the hospitality industry to cover potential unbilled expenses.
For more details on credit card and payment card holds at Disney World Resort hotels, you can consult official Disney resources such as the Disney World FAQ on Credit Card Holds.
