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Who Claims the Death Benefit?

Published in Estate Benefits 2 mins read

The death benefit is primarily claimed by the executor named in the deceased's will or the administrator appointed by the Court to manage the estate. These individuals are responsible for applying for the benefit on behalf of the estate.

Understanding Who Claims the Benefit

When an individual passes away, their estate may be eligible for a death benefit. The process of claiming this benefit is handled by specific legal representatives of the estate to ensure proper administration of the deceased's assets and liabilities.

Key Roles in Claiming the Benefit

The responsibility for applying for the death benefit falls to:

  • The Executor: If the deceased had a valid will, it would name an executor. This individual is legally responsible for carrying out the instructions in the will, which includes managing the deceased's estate, paying debts, and distributing assets to beneficiaries. Applying for the death benefit is part of this responsibility.
  • The Administrator: In cases where there is no will, or the named executor is unable or unwilling to act, a court will appoint an administrator. This individual performs similar duties to an executor, overseeing the estate's affairs according to the laws of intestacy.

It's crucial that the person completing the application is the legally recognized executor or administrator of the estate.

Here's a breakdown of the roles:

Role Description
Executor An individual designated in a deceased person's last will and testament to manage the estate, fulfill the will's terms, and distribute assets. They are responsible for applying for the death benefit on behalf of the estate.
Administrator An individual appointed by a court to manage the estate of a person who died without a will (intestate), or where the named executor is unavailable or unwilling to serve. They assume the responsibilities of an executor, including applying for benefits.

Application Timeline

The application for the death benefit should be completed within 60 days from the date of death. Timely application ensures that the benefit can be processed and utilized as part of the estate's financial management.

For more detailed information on government death benefits and the application process, refer to official government resources such as Canada.ca.