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Will a bank notarize a will?

Published in Estate Planning 2 mins read

Yes, most banks and financial institutions provide notary services and can notarize a will.

The Role of Notarization for Wills

Notarization is a critical step for a will, as it significantly enhances its legal standing. It serves two primary purposes:

  • Preventing Fraud: A notary public verifies the identity of the person signing the will, making it much harder for someone to forge a signature or falsely claim a document is a will.
  • Establishing Authenticity: The notary's seal and signature certify that the will was signed by the individual named in the document in the notary's presence, ensuring its legitimacy. This authenticity is crucial during the probate process, as it helps prevent disputes and challenges to the will's validity.

Where to Find Notary Services

Most financial institutions, including major banks and credit unions, offer notary services to their customers, and sometimes to non-customers for a fee. Documents commonly notarized by banks include:

Document Type Notarization Purpose
Wills Verifies identity, prevents fraud, establishes authenticity
Power of Attorney Confirms legal authority granted to another person
Loan Documents Authenticates signatures on financial agreements
Affidavits Certifies that sworn statements are made under oath
Real Estate Deeds Verifies signatures for property transfers

Practical Steps for Notarizing Your Will at a Bank

Before heading to your bank to have your will notarized, consider these practical tips:

  • Call Ahead: Always contact your bank branch in advance to confirm they have a notary public available, as not every branch or staff member is a notary. Inquire about their hours for notary services and any associated fees.
  • Bring Valid ID: You will need a government-issued photo identification, such as a driver's license or passport, to verify your identity.
  • Do Not Sign in Advance: Sign your will in the presence of the notary. The notary must witness your signature to properly attest to its authenticity.
  • Understand Requirements: While a notary confirms your identity and witnesses your signature, they do not provide legal advice or verify the legality of the will's contents. Ensure your will is legally drafted and executed according to your state's laws, which may include requirements for witnesses in addition to notarization.

Having your will notarized at a bank is a convenient and effective way to help ensure its validity and protect your final wishes.