A common and direct word for having no money is penniless.
Understanding Terms for Lacking Money
When describing the state of having no money, or being extremely poor, several words can be used, each carrying slightly different nuances in formality and intensity. Understanding these distinctions can help choose the most appropriate term for a given context.
Penniless
The term penniless describes someone who literally has no money, not even a single penny. This word is often considered slightly more formal than simply "poor." For instance, someone might say, "At the time, I was a penniless student, barely affording my daily meals." It highlights a complete absence of funds.
Impoverished
The word impoverished is used to describe a person or an area that is extremely poor. It often suggests a long-term or systemic state of destitution, implying a severe lack of resources. For example, "The storm left many families impoverished, requiring significant aid."
Other Related Terms
Beyond "penniless" and "impoverished," many other words describe varying degrees of financial hardship. Here's a quick overview of some common terms:
Term | Nuance/Meaning | Example Usage |
---|---|---|
Broke | (Informal) Having no money, often temporarily. | "I can't afford that; I'm completely broke until payday." |
Poor | Lacking sufficient money or means to live comfortably. | "Despite working hard, the family remained poor." |
Destitute | Lacking food, shelter, and money; extremely needy. | "After losing everything, they were left destitute." |
Indigent | Needy, impoverished, often referring to those unable to support themselves. | "The clinic provides free care for indigent patients." |
These terms provide a spectrum for describing financial states, from a temporary lack of funds to long-term, severe poverty affecting individuals or entire regions.