The maximum cash withdrawal from First Direct, specifically for credit card users at cash machines (ATMs), is generally £500 per day.
Understanding First Direct Cash Withdrawal Limits
When using your First Direct credit card, you can typically withdraw up to £500 daily from cash machines worldwide. It's important to be aware of certain conditions associated with these withdrawals.
Key Details on ATM Withdrawals
- Daily Limit: You are permitted to withdraw a maximum of £500 within a 24-hour period.
- Global Access: Your card can be used to withdraw cash from over 1 million cash machines globally.
- Potential Fees: While First Direct sets this daily limit, the owner of the ATM may impose their own charges for the transaction. Additionally, other fees and charges from First Direct may apply (such as cash advance fees or interest from the date of withdrawal), so it's always advisable to review your specific credit card terms and conditions.
Summary of First Direct Credit Card ATM Withdrawal Limit
| Withdrawal Type | Limit | Frequency | Notes |
|---|---|---|---|
| Credit Card ATM Withdrawal | £500 | Per Day | Subject to ATM owner fees and other card charges |
Practical Considerations for Cash Withdrawals
- Overseas Use: The daily limit applies internationally, but it's important to remember that currency conversion rates and foreign transaction fees might also be applicable when withdrawing cash abroad.
- Emergency Cash: Understanding your daily withdrawal limit is crucial for managing your finances effectively, especially when travelling or in situations requiring immediate access to cash.
- Checking Your Account: For the most accurate and up-to-date information regarding your specific account limits, associated fees, and terms, always refer to your First Direct credit card agreement or contact their customer service directly.
