For 2025, the monthly income limit for a single applicant seeking Florida Medicaid Long-Term Care (such as Institutional/Nursing Home Medicaid or Home and Community Based Services (HCBS) Waivers) is **$2,901 per month***.
This limit applies to specific long-term care programs designed to assist seniors and individuals needing extensive medical or personal care.
Understanding Florida Medicaid Income Limits (2025)
Medicaid eligibility in Florida depends on several factors, including the specific type of Medicaid program applied for, income, and assets. The information provided below pertains specifically to Long-Term Care Medicaid, which includes nursing home care and services that allow individuals to remain in their homes or communities.
Key Details for 2025 Long-Term Care Medicaid (Single Applicant):
- Income Limit: Your gross monthly income must not exceed $2,901. This includes income from all sources, such as Social Security, pensions, and investments.
- Asset Limit: In addition to the income limit, a single applicant's countable assets must generally not exceed $3,000. Exempt assets, such as the applicant's primary home (up to a certain equity limit), one vehicle, household furnishings, and personal belongings, are typically not counted toward this limit.
It is important to note that the provided information specifically details the limits for single applicants in these long-term care categories. Income and asset limits can vary for married couples, especially when only one spouse is applying for Medicaid, due to spousal impoverishment rules designed to protect the non-applicant spouse.
2025 Florida Long-Term Care Medicaid Eligibility at a Glance (Single Applicant)
The following table summarizes the income and asset limits for a single individual seeking long-term care Medicaid in Florida for 2025:
| Type of Medicaid | Single Applicant Income Limit | Single Applicant Asset Limit |
|---|---|---|
| Institutional / Nursing Home Medicaid | $2,901 / month* | $3,000 |
| Medicaid Waiver / Home and Community Based Services | $2,901 / month† | $3,000 |
* and †: These symbols typically indicate footnotes providing additional details or conditions, though specifics are not provided in this context.
For more detailed information regarding Florida Medicaid eligibility, including rules for married couples and other Medicaid programs, it is advisable to consult comprehensive resources such as medicaidplanningassistance.org/medicaid-eligibility-florida.
