How much will Section 8 pay for a 2 bedroom in National City, California?
In National City, California, the Section 8 Housing Choice Voucher (HCV) program's payment standards for a 2-bedroom unit range from $2,150 to $2,258. These standards are effective as of November 1, 2024.
Understanding Section 8 Payment Standards
Section 8, or the Housing Choice Voucher program, provides rental assistance to low-income families, the elderly, and persons with disabilities. It's crucial to understand that the amount Section 8 will pay varies significantly based on several factors, primarily the Fair Market Rent (FMR) or Payment Standard set by the local Public Housing Authority (PHA) for a given area. Therefore, the payment standard for a 2-bedroom in National City will differ from other cities or counties within California.
The payment standard represents the maximum amount of rental assistance that a Public Housing Authority (PHA) can provide for a particular unit size in a specific area. It is typically set between 90% and 110% of the Fair Market Rent (FMR), which is determined annually by the U.S. Department of Housing and Urban Development (HUD).
National City Housing Authority Payment Standards (Effective November 1, 2024)
For the National City Housing Authority's Section 8 program, the payment standards for various bedroom sizes are as follows:
| Bedroom Size | Payment Standards |
|---|---|
| 2 Bedroom | $2,150-$2,258 |
| 3 Bedroom | $2,870-$3,014 |
| 4 Bedroom | $3,500-$3,675 |
| 5 Bedroom | $3,922-$4,118 |
It's important to note that these figures represent the maximum subsidy, not necessarily the full rent of a unit. The specific amount a family receives depends on their income and family size. Generally, participants are expected to pay approximately 30% of their adjusted gross income towards rent and utilities, with the Section 8 program covering the difference up to the payment standard.
Key Considerations for Section 8 Vouchers
- Voucher Portability: If a voucher holder wishes to move to a different jurisdiction, their voucher may be "ported" to the new area. However, the payment standard will adjust to the new area's local standards.
- Tenant Contribution: While the payment standard sets the maximum subsidy, the tenant's actual rent payment is calculated based on their income. If a unit's rent exceeds the payment standard, the tenant may be allowed to pay the difference, but strict limits apply to ensure the rent is affordable (typically, a tenant cannot pay more than 40% of their adjusted income for rent at initial occupancy).
- Unit Approval: All housing units must pass a Housing Quality Standards (HQS) inspection by the local PHA to ensure they are safe, sanitary, and decent before Section 8 assistance can be used.
For more detailed information regarding the Section 8 Housing Choice Voucher Program in National City, individuals can visit the National City Housing Authority's Section 8 program page.
