The low income limit in Indiana varies depending on household size and the specific program. For the Healthy Indiana Plan (HIP), which offers health coverage based on Federal Poverty Levels, specific monthly income limits determine eligibility for HIP Basic and HIP Plus plans.
Understanding Low Income Thresholds in Indiana
In Indiana, as in other states, "low income" thresholds are often defined by a percentage of the Federal Poverty Level (FPL). These levels are established annually by the federal government and are utilized by various state and federal assistance programs to determine eligibility. The income limits detailed below are specifically for the Healthy Indiana Plan, one of Indiana's essential health coverage programs, aligning with FPL guidelines.
Healthy Indiana Plan (HIP) Monthly Income Limits
To be eligible for the Healthy Indiana Plan, your household's monthly income must fall within specific thresholds. These limits differ for HIP Basic and HIP Plus eligibility, with HIP Basic generally aligning with 100% of the Federal Poverty Level and HIP Plus covering slightly higher income brackets up to 138% FPL.
Here are the exact monthly income limits for HIP eligibility based on household size:
| Household Size | Monthly Income Limit for HIP Basic Eligibility | Monthly Income Limit for HIP Plus Eligibility |
|---|---|---|
| 6 | $3,497 | $4,825.85 |
| 7 | $3,945 | $5,444.25 |
| 8 | $4,394 | $6,063.70 |
| For each additional person, add: | $448.00 | $618.40 |
Note: These figures represent the maximum monthly income a household can have to qualify for the respective HIP plans. For example, a household of 7 with a monthly income of $3,900 might qualify for HIP Basic, while one with $5,300 could qualify for HIP Plus.
Important Considerations for Low Income Programs
It is crucial to understand that these specific income limits apply to the Healthy Indiana Plan. Other assistance programs in Indiana, such as those for housing, food assistance, or childcare, may have different income eligibility thresholds based on their specific guidelines and varying percentages of the Federal Poverty Level. Always consult the official resources for each specific program to determine eligibility based on the most current criteria.
For more detailed information on the Healthy Indiana Plan and other assistance programs, you can visit the official Indiana Family and Social Services Administration (FSSA) website at in.gov/fssa/hip.
