The minimum starting credit limit for the Marriott Bonvoy Boundless® Credit Card is $5,000.
Understanding Marriott Bonvoy Credit Card Credit Limits
When applying for a Marriott Bonvoy credit card, the initial credit limit you receive can vary significantly based on several factors, primarily your creditworthiness. While the Marriott Bonvoy Boundless® Credit Card has a floor of $5,000, this is just a starting point.
Here's what to know about credit limits for this card:
- Minimum Starting Limit: Approved applicants for the Marriott Bonvoy Boundless® Credit Card will typically receive a credit limit of at least $5,000. This serves as the baseline for new cardholders.
- Creditworthiness Plays a Key Role: Your specific credit limit is determined by the card issuer's assessment of your financial profile, including:
- Your credit score
- Your income
- Your debt-to-income ratio
- Your payment history
- Your existing credit lines
- Potential for Higher Limits: It's common for individuals with excellent credit and strong financial backgrounds to be approved for much larger credit limits. Some cardholders have reported receiving limits of $25,000 or more with the Marriott Bonvoy Boundless® Credit Card, demonstrating that the potential for a substantial limit exists beyond the minimum.
Credit limits are dynamic and can be increased over time through responsible card use, such as making on-time payments and keeping your credit utilization low.
