Money-making apps like Rakuten, Ibotta, and Survey Junkie are widely recognized for their effectiveness in helping users earn cash through various methods. These apps provide tangible ways to get cash back on purchases or earn money by sharing opinions.
How Money-Making Apps Can Work for You
The term "money app that works" typically refers to applications that genuinely provide opportunities to earn or save money. While many apps claim to do so, the most effective ones usually fall into categories such as cash-back rewards, survey participation, or gig-based earnings. The effectiveness often depends on how consistently you use them and which earning method best suits your lifestyle.
Top Picks for Earning Money
Here are some of the best money-making apps available, categorized by their primary function:
| App Name | Primary Earning Method | Best For |
|---|---|---|
| Rakuten | Cash back | Online purchases |
| Ibotta | Cash back | In-store purchases (groceries) |
| Survey Junkie | Paid surveys | Sharing opinions in your spare time |
Detailed Look at Effective Money Apps
Different apps excel in specific areas of money-making, offering straightforward ways to add to your income or savings.
Rakuten (Formerly Ebates)
- Best for getting cash back on purchases online.
- Rakuten partners with thousands of online retailers, allowing users to earn a percentage of their spending back as cash. When you shop through the Rakuten app or browser extension, the cash back automatically accumulates in your account.
- Key Features:
- Cash back from major online stores.
- Offers special deals and coupon codes.
- Pays out quarterly via check or PayPal.
Ibotta
- Best for getting cash back on purchases in the store.
- Ibotta specializes in giving cash back on everyday in-store purchases, particularly groceries. Users can earn by activating offers before shopping, then scanning their receipts or linking loyalty cards after their purchase.
- Key Features:
- Cash back on groceries, household items, and more.
- Available at various popular supermarkets and retailers.
- Withdraw earnings to PayPal, Venmo, or gift cards.
Survey Junkie
- Best for making money through surveys.
- Survey Junkie connects users with market research companies looking for consumer opinions. By completing surveys, users earn points that can be redeemed for cash or gift cards. It's a flexible way to earn money during downtime.
- Key Features:
- User-friendly interface for finding and taking surveys.
- Offers a consistent stream of survey opportunities.
- Points convert directly to cash via PayPal or e-gift cards.
These apps have proven track records for reliably paying users, making them effective tools for those looking to earn or save extra money. For more insights into money-making apps, you can explore resources like Business Insider's guide to the best money-making apps.
