The Banker received an R rating primarily due to its strong language, mature thematic content that includes frank discussions of racism and discrimination, and depictions of substance use. While violence and sex are present, they are minimal and not the primary factors for the rating.
Understanding the R-Rating for The Banker
The R rating indicates that a film contains some adult material, and children under 17 require an accompanying parent or adult guardian. For The Banker, this rating reflects the movie's unflinching portrayal of historical injustices and the language used within that context, rather than extensive graphic scenes.
Key Factors Contributing to the R-Rating
The film's rating is a direct result of several distinct elements:
- Strong Language: A significant factor contributing to the R-rating is the frequent use of explicit language. This includes common expletives such as "ass," "s--t," and "f--k." Crucially, the film also incorporates strong racial epithets, including the "N" word, used in a historical context to portray the pervasive racism of the era.
- Mature Thematic Content: The Banker deals with sensitive and mature themes directly and frankly. It delves into the systemic racism prevalent in the mid-20th century, specifically highlighting discriminatory banking practices and deeply entrenched housing segregation. The film does not shy away from the harsh realities faced by Black entrepreneurs during that period.
- Substance Use: The movie depicts adults consuming alcohol and tobacco. Specifically, there are instances where characters are shown drinking, with one individual frequently consuming alcohol, sometimes even in the middle of the day. Characters are also seen smoking cigarettes and cigars.
- Minimal Violence and Sex: While some scenes may include elements of violence or sexual content, these are considered minimal and do not serve as the main drivers for the R rating. The primary reasons stem from the language and mature themes explored.
To summarize the contributing factors:
| Rating Factor | Details |
|---|---|
| Strong Language | Frequent use of expletives ("ass," "s--t," "f--k") and racial epithets, notably the "N" word. |
| Mature Themes | Frank depiction of systemic racism, discriminatory banking practices, and housing segregation. |
| Substance Use | Portrayal of adults drinking (one character frequently) and smoking cigarettes and cigars. |
| Violence/Sex | Present but minimal; not primary factors for the R-rating. |
These elements combine to warrant The Banker's R rating, ensuring audiences are aware of the mature content before viewing.
