JCB is a major global payment brand and a leading credit card issuer, with a significant presence and operational base in Japan. It functions similarly to other international card networks like Visa or Mastercard, facilitating transactions for consumers and businesses worldwide.
Understanding JCB as a Payment Brand
Originally established in Japan in 1961, JCB (Japan Credit Bureau) has grown to become a prominent player in the global financial services industry. While it is a leading credit card issuer and acquirer in Japan, its influence extends far beyond its home country. JCB operates its own payment network, enabling transactions for its cardholders at millions of locations globally.
Global Reach and Acceptance
JCB cards are widely accepted across various regions, making them a convenient payment option for international travelers and online shoppers. Its extensive acceptance network includes 34 million merchants and over one million cash advance locations around the world. This broad reach ensures that cardholders can use their JCB cards for purchases and cash withdrawals in numerous countries.
Currently, JCB cards are issued in 24 countries and territories, serving a substantial base of more than 140 million cardholders. This global issuance and acceptance demonstrate JCB's significant footprint in the international payment landscape.
Here's a quick overview of key facts about JCB:
| Feature | Description |
|---|---|
| Primary Role | Global Payment Brand, Credit Card Issuer and Acquirer |
| Origin | Japan (Japan Credit Bureau) |
| Global Network | Facilitates transactions worldwide |
| Merchant Acceptance | 34 million merchants |
| Cash Advance Locations | Over 1 million globally |
| Issuance Regions | 24 countries and territories |
| Cardholders | More than 140 million |
| Further Information | JCB payment method - Adyen |
