For in-person transactions where a customer taps, dips, or swipes their card, Square charges 2.6% plus 10 cents per transaction.
Understanding Square's In-Person Transaction Fees
When a customer pays by tapping, dipping, or swiping their credit or debit card directly in your Square reader, the fee applied is a fixed percentage plus a flat per-transaction amount. This processing method is generally considered lower risk for fraudulent activity because the cardholder is physically present and interacting with the payment terminal.
The breakdown for this common in-person transaction fee is as follows:
| Transaction Type | Processing Fee | Details |
|---|---|---|
| In-person (Card-Present) | 2.6% + 10 cents per transaction | Applies when a customer taps, dips, or swipes their card in person. |
This fee structure simplifies cost calculation for businesses accepting card payments through Square's hardware, ensuring transparency for each sale processed face-to-face.
