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How much is my Provident Fund amount?

Published in Provident Fund Balance Check 3 mins read

To ascertain your exact Provident Fund (PF) amount, you need to access your personal account details, as this information is specific to each individual's contributions and accrued interest. The Employees' Provident Fund Organisation (EPFO) provides several convenient methods to check your PF balance and statement.

Methods to Check Your PF Balance

You can quickly find out your Provident Fund balance through various digital and traditional channels. These methods typically require your Universal Account Number (UAN) and a registered mobile number.

1. SMS Service

You can receive your PF details directly on your mobile phone by sending an SMS.

  • How to use: Send an SMS to 7738299899. The message format should be EPFOHO UAN LAN where LAN represents the first three letters of your preferred language (e.g., ENG for English, HIN for Hindi, TAM for Tamil).
  • Example: To receive your balance in English, send EPFOHO UAN ENG to 7738299899.
  • Requirement: Your UAN must be linked with your bank account, Aadhaar, and PAN.

2. Missed Call Service

This is a simple, free method for checking your balance without an internet connection.

  • How to use: Give a missed call to 011-22901406 from your registered mobile number.
  • Result: You will receive an SMS containing your PF details shortly after the missed call.
  • Requirement: Your mobile number must be registered with the EPFO and linked to your UAN.

3. Online through UAN Member Portal

The EPFO's UAN Member Portal offers a comprehensive view of your PF account, including balance, passbook, and withdrawal options.

  • How to use:
    1. Visit the official EPFO UAN portal.
    2. Log in using your UAN and password.
    3. Go to the "View" section and select "Passbook" to see your detailed PF statement, including employee and employer contributions and interest.
  • Requirement: Your UAN must be activated, and you need to have a password for login.

4. Via UMANG App

The Unified Mobile Application for New-age Governance (UMANG) app integrates various government services, including EPFO services.

  • How to use:
    1. Download and install the UMANG application on your smartphone.
    2. Search for "EPFO" services within the app.
    3. Select "View Passbook" or "Employee Centric Services" to check your balance. You may need to enter your UAN and an OTP sent to your registered mobile number.
  • Requirement: A smartphone with the UMANG app installed, your UAN, and a registered mobile number.

What Information You'll See

Once you access your PF statement or balance, you'll typically see:

  • Employee Share: Your monthly contributions to the PF.
  • Employer Share: The contributions made by your employer on your behalf.
  • Interest Earned: The interest accrued on your total PF balance over time.
  • Withdrawal History (if any): Records of any partial or full withdrawals.

Understanding these components helps you track the growth of your retirement savings accurately.