Does Walmart still use Affirm?

Yes, Walmart continues to utilize Affirm as a payment option, allowing customers to finance their purchases.

This partnership enables shoppers to buy items now and pay for them over time through flexible payment plans offered by Affirm. It's an accessible way for customers to manage their budget while acquiring necessary or desired products from Walmart.

How to Use Affirm at Walmart

Using Affirm at Walmart, whether online or in-store, is a straightforward process designed for convenience. When you're ready to check out at Walmart, you simply select Affirm as your payment method.

Here's a breakdown of the steps:

• Shopping: Browse and add items to your cart on Walmart.com.
• Checkout Selection: At the checkout page, look for and select Affirm as your preferred payment method.
• Quick Application: You will then be prompted to provide a few pieces of information to Affirm. This typically includes your name, email, phone number, date of birth, and the last four digits of your Social Security number.
• Real-Time Decision: Affirm processes this information quickly and provides a real-time decision on your eligibility for a loan.
• Choose Your Plan: If approved, you'll be presented with various payment plans, often ranging from 3 to 24 months, with clear details on monthly payment amounts and any interest charges. You can select the payment plan that works best for your budget.
• Confirm Purchase: Once you choose your plan, confirm your purchase, and your order will be processed. Affirm then makes the full payment to Walmart on your behalf.

This process offers a transparent way to finance purchases, with no hidden fees, as all terms are disclosed upfront. For more details, you can visit the official Affirm page for Walmart: Walmart financing with Affirm.

Benefits of Using Affirm at Walmart

Choosing Affirm as a payment method at Walmart comes with several advantages for consumers:

• Budget Management: Allows you to break down larger purchases into smaller, more manageable monthly payments.
• Transparency: Affirm provides clear terms, including the total cost and interest (if applicable), before you commit to a plan, ensuring there are no surprises.
• No Hidden Fees: Unlike some credit cards, Affirm typically avoids late fees, prepayment fees, or annual fees.
• Instant Approval: The real-time decision process means you get immediate feedback on your eligibility, preventing delays in your purchase.
• Access to Essentials: Helps customers purchase essential items like electronics, furniture, or home appliances without needing to pay the full amount upfront.

What You Can Buy with Affirm at Walmart

Affirm can be used for a wide range of products available at Walmart, subject to Affirm's lending limits and approval. This includes, but is not limited to:

• Electronics (TVs, laptops, gaming consoles)
• Home goods and furniture
• Appliances
• Outdoor equipment
• Auto parts
• Jewelry
• Sporting goods

It's important to note that while many items are eligible, certain categories or specific products might be excluded based on Walmart's or Affirm's policies. Always check the specific terms during checkout.

Key Aspects of Affirm Payments at Walmart

By offering Affirm, Walmart provides a flexible financing solution that caters to various customer needs, making shopping more accessible and affordable.