When someone dies, Social Security may provide a one-time lump-sum death payment of $255, not $250, to eligible beneficiaries. This payment is intended to help with immediate expenses.
Who is Eligible for the Social Security Lump-Sum Death Payment?
The lump-sum death payment is typically paid to a surviving spouse or child(ren) of the deceased worker, provided they meet specific criteria.
Eligibility for Surviving Spouses
A surviving spouse may be eligible for the $255 lump-sum death payment if they:
- Were living in the same household with the deceased worker at the time of their death.
- Are eligible for Social Security benefits on the deceased worker's record.
Eligibility for Children
If there is no eligible surviving spouse, the payment can be made to a child or children who are eligible for benefits on the deceased worker's record for the month of death. This could include a surviving child or a child for whom the deceased worker was the caregiver.
Conditions for Receiving the Payment
To qualify, the surviving spouse or child(ren) must meet certain conditions. The payment is generally made to the surviving spouse if they were living with the deceased at the time of death. If not, the payment can go to a spouse or child who is eligible for benefits on the deceased's record for the month of death.
How to Apply for the Lump-Sum Death Payment
To apply for the lump-sum death payment, you should contact the Social Security Administration (SSA) directly. It's often best to do this as soon as possible after the death.
- You can call the SSA's toll-free number.
- You may also be able to visit a local Social Security office.
It's important to have the deceased's Social Security number and other necessary documentation ready when you contact the SSA. For more detailed information about this payment and other potential survivor benefits, you can visit the official Social Security Administration website.
