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Do you have to change your name on your social security card when you get married?

Published in Social Security Name Change 3 mins read

No, you are only required to change your name on your Social Security card if you legally change your name after getting married. If you decide to keep your maiden name or your name does not legally change, you do not need to update your Social Security card.

When a Name Change on Your Social Security Card is Necessary

If you legally change your name due to marriage, it is essential to inform the Social Security Administration (SSA) so you can obtain a corrected Social Security card. This ensures that your records with the SSA match your legal name, which is crucial for various official purposes.

Why Updating Your Social Security Card is Important

Maintaining consistent and accurate information across all your legal documents is vital. A mismatch between your legal name (after marriage) and the name on your Social Security record can cause issues with:

  • Employment: Employers use your Social Security number and name for tax purposes. Inconsistent information can lead to problems with W-2 forms and income reporting.
  • Taxes: Your tax returns rely on accurate Social Security records.
  • Benefits: Future Social Security benefits (retirement, disability, Medicare) are tied to your earnings record, which is linked to your name and Social Security number.
  • Identification: Your Social Security card is a primary identity document. Having an outdated name can complicate other transactions like applying for a passport, driver's license, or bank accounts.

How to Change Your Name on Your Social Security Card

To update your name with the Social Security Administration, you will need to apply for a corrected card. The process involves submitting specific documents to prove your identity, U.S. citizenship or immigration status, and your legal name change.

Required Documents Generally Include:

Document Type Examples
Proof of U.S. Citizenship Original U.S. birth certificate or U.S. passport.
Proof of Legal Name Change Your original marriage certificate, divorce decree, or court order that shows your new legal name.
Proof of Identity A current, unexpired document showing your name, identifying information (date of birth or age), and a photograph (e.g., driver's license, state-issued non-driver identification card, or U.S. passport).
Completed Application Form Form SS-5, Application for a Social Security Card.

Steps to Get Your Corrected Card:

  1. Complete Form SS-5: You can find this form on the SSA's website.
  2. Gather Original Documents: The SSA requires original documents or certified copies from the issuing agency. Photocopies are generally not accepted. They will return your documents after verification.
  3. Submit Your Application: You can mail your application and documents to your local Social Security office or visit an office in person. Always check the SSA website for the most current submission guidelines and any necessary appointments.

For detailed information on the specific documents required and the application process, visit the official Social Security Administration website at www.ssa.gov/ssnumber.