You can withdraw up to $1,000 per day from an ATM or through PIN-based cash back transactions with your SRP debit card. Additionally, your daily spending limit for VISA debit card purchases is $2,500.
When accessing funds from your SRP account, it's important to be aware of the daily limits established for various types of transactions. These limits are set to ensure security and manage transactions effectively, whether you're taking out cash or making purchases.
Daily Cash Withdrawal Limits
For physical cash withdrawals, whether from an Automated Teller Machine (ATM) or by requesting cash back during a PIN-based point-of-sale transaction, a specific daily limit applies. This limit ensures that you can conveniently access cash while maintaining transaction security.| Transaction Type | Daily Limit |
|---|---|
| ATM Withdrawal | $1,000 |
| PIN-Based Point-of-Sale Cash Back | $1,000 |
This means you can withdraw a combined total of up to $1,000 in cash per day through these methods.
Daily Debit Card Spending Limit
Beyond cash withdrawals, your VISA Debit Card also has a daily limit for purchases made at retailers or online. This limit governs the total amount you can spend using your card for non-cash transactions within a 24-hour period.| Transaction Type | Daily Limit |
|---|---|
| VISA Debit Card Purchases | $2,500 |
This limit applies to the sum of all your debit card purchase transactions within a day.
Important Considerations
* **Daily Application:** All limits mentioned are applied on a daily basis, meaning they reset typically at midnight. * **International Transactions:** If you use your VISA Debit Card for transactions outside the United States, an International Service Assessment (ISA) fee of 1% of the converted transaction amount may apply. This is an additional charge on top of the transaction value. * For a comprehensive overview of all fees and limits, refer to the official [Fee Schedule](https://srpfcu.org/bank/fee-schedule/).Understanding these limits helps you manage your finances effectively and plan your withdrawals and purchases accordingly.
