Checking your Starling Bank balance is quick and easy, primarily through their highly-rated mobile app or via their secure online banking platform.
Quick Ways to View Your Starling Balance
The most immediate way to check your balance is typically through the Starling mobile app, which provides real-time updates and spending insights. Alternatively, you can access your account details, including your balance, through Starling's online banking service.
Using the Starling Mobile App
The Starling Bank mobile app is designed for convenience and provides an intuitive way to manage your money, including checking your balance instantly.
Here's how to do it:
- Open the App: Tap the Starling Bank app icon on your smartphone.
- Log In: Enter your passcode, use fingerprint recognition, or Face ID to securely log in.
- View Balance: Once logged in, your current account balance is typically displayed prominently on the main dashboard screen. You'll see your available balance at a glance.
- Explore Transactions: Scroll down to view a detailed transaction history, helping you understand how your balance has changed. You can also tap on specific transactions for more details.
The app also offers features like categorised spending, budgeting tools, and real-time notifications for incoming and outgoing payments, all of which contribute to a comprehensive view of your financial standing. You can download the Starling App from your device's app store.
Using Starling Online Banking
For those times when you prefer to use a desktop computer or a larger screen, Starling's online banking platform allows you to securely access your account and check your balance. This method is particularly useful if your phone isn't available or if you need to perform more complex account management tasks.
To check your balance via online banking:
- Visit the Website: Head to the official Starling Bank website.
- Log In: Look for and click the "Log in to Online Banking" option, usually located in the top right corner of the page.
- Enter Credentials: You will be prompted to enter your account number and the mobile number linked to your Starling account. Follow any on-screen instructions for two-factor authentication to securely verify your identity.
- Access Account Summary: Once successfully logged in, your account dashboard will display your current balance and an overview of your recent transactions.
Comparison of Methods
Feature | Starling Mobile App | Starling Online Banking |
---|---|---|
Convenience | Highly convenient, on-the-go access | Accessible from any computer with internet access |
Real-time | Yes, instantly updated balance and transactions | Yes, real-time balance and transaction information |
Features | Budgeting tools, spending insights, real-time alerts, card management | Account summary, statements, payment management, larger screen view |
Access Point | Smartphone or tablet | Desktop or laptop computer via web browser |
Security | Passcode, fingerprint/Face ID, secure app | Account number, linked mobile number, two-factor authentication |
Additional Tips for Managing Your Balance
- Set Up Alerts: Enable push notifications in the Starling app to receive instant alerts for incoming and outgoing transactions, helping you keep track of your balance without actively opening the app.
- Regular Review: Make it a habit to check your balance regularly, whether daily or weekly, to stay informed about your spending and avoid any surprises.
- Utilize Spending Insights: The Starling app breaks down your spending into categories, helping you understand where your money goes and how it impacts your balance over time.
By utilizing both the mobile app and online banking, you have flexible and secure options to monitor your Starling Bank balance effectively.