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What Does UGA Insurance Cover?

Published in Student Health Insurance 3 mins read

The University of Georgia (UGA) offers a voluntary insurance plan specifically designed to provide comprehensive health coverage for its students. This plan aims to support student well-being by covering a wide array of essential medical services and benefits.

Comprehensive Health and Wellness Benefits

UGA's student voluntary insurance plan provides extensive coverage for a wide range of medical needs, ensuring students have access to necessary care throughout their academic journey. It focuses on both reactive treatment for existing conditions and proactive measures for maintaining health.

Core Coverage Areas

The plan includes coverage for numerous critical health services, providing a robust safety net for students. Key areas of coverage include:

  • Diagnosis and Treatment: Covers the identification and management of various illnesses, injuries, and medical conditions, ensuring students receive appropriate care when unwell or injured.
  • Preventive Care: Includes services designed to maintain health and prevent disease before it starts, such as vaccinations, screenings, and wellness exams.
  • Physician Services: Coverage for visits and consultations with medical doctors, whether for routine check-ups or specific health concerns.
  • Hospital Services: Benefits for inpatient and outpatient care received at hospitals, covering a spectrum of needs from emergencies to scheduled procedures.
  • Surgical Procedures: Coverage for medically necessary surgeries, helping to alleviate the financial burden of such treatments.
  • Pharmacy Benefits: Assistance with the cost of prescription medications, making essential drugs more accessible.
  • Behavioral Health Services: Includes comprehensive mental health and substance abuse treatment, recognizing the importance of holistic well-being.
  • Legally-Mandated Benefits: Incorporates all other benefits required by law, ensuring compliance with health regulations and providing additional protections.

Understanding Your Benefits

This comprehensive approach ensures students can address a variety of health concerns, from routine check-ups and urgent care needs to specialized treatments for behavioral health conditions. Below is a summary of the key benefits provided:

Benefit Category Description
Medical Diagnosis & Treatment Assessment and care for illnesses, injuries, and medical conditions.
Preventive Care Services aimed at preventing health issues and promoting overall wellness.
Physician Services Consultations, examinations, and treatments provided by medical doctors.
Hospital Services Covers both inpatient stays and outpatient procedures at medical facilities.
Surgical Services Coverage for medically necessary operations and related care.
Pharmacy Benefits Prescription medications and pharmaceutical services.
Behavioral Health Mental health counseling, therapy, and substance abuse treatment.
Legally-Mandated Benefits Additional services and protections required by state and federal health regulations.

For detailed information regarding enrollment, specific policy terms, and comprehensive benefit listings, students are encouraged to visit the official UGA Human Resources website dedicated to the student voluntary plan.

UGA Student Voluntary Plan