The income limit for Medicaid in Tennessee, known as TennCare, varies significantly depending on the specific Medicaid program you are applying for and your marital status. There isn't a single, universal income limit for all Medicaid services in the state.
Understanding Tennessee Medicaid Income Limits (2024)
Tennessee's Medicaid program offers different types of coverage, each with its own financial eligibility criteria. It's important to identify which program best suits your needs, as the income thresholds differ significantly.
Here are the typical income limits for key Tennessee Medicaid programs for the year 2024:
| Type of Medicaid Program | For Single Applicants (Monthly Income) | For Married Applicants (Monthly Income) |
|---|---|---|
| Medicaid Waivers / Home and Community Based Services (HCBS) | $2,901 | $4,000 ($2,000 per spouse) |
| Regular Medicaid / Aged, Blind, and Disabled (ABD) | $967 | $3,000 |
- Medicaid Waivers / Home and Community Based Services (HCBS): These programs are designed to help eligible individuals receive care in their homes or communities rather than in an institution. The income limit for these services is generally higher.
- Regular Medicaid / Aged, Blind, and Disabled (ABD): This category covers individuals who are aged (65 or older), blind, or disabled. The income limits for this type of coverage are typically lower.
It's important to note that these figures represent gross monthly income limits. Asset limits also apply to many Medicaid programs, which are separate from income limits. Additionally, for married couples where only one spouse is applying for long-term care Medicaid, specific spousal impoverishment rules may allow the non-applicant spouse to keep a larger portion of the couple's assets and income, preventing them from becoming impoverished.
For the most current and detailed information on eligibility, it is always recommended to consult official state resources or a qualified Medicaid planning professional, as rules and limits can be subject to annual adjustments and specific situations.
