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What is GSS in Turkey?

Published in Turkey Health Insurance 3 mins read

GSS, or General Health Insurance (Genel Sağlık Sigortası), is a fundamental health insurance system in Turkey managed by the Social Security Institution (SGK). Its primary aim is to ensure comprehensive health coverage for every individual residing within the country.

Understanding General Health Insurance (GSS)

General Health Insurance (GSS) is a cornerstone of Turkey's social security system, designed to provide access to healthcare services for all its residents, regardless of their employment status or income level. It ensures that everyone can receive necessary medical care, contributing to the overall well-being of the population.

This system is administered by the Social Security Institution (SGK), which is the main body responsible for social security affairs in Turkey, including pensions, health insurance, and other social benefits.

Key Aspects of GSS

The GSS system is built upon several core principles to achieve its universal coverage goal:

  • Universal Coverage: The most distinctive feature of GSS is its aspiration to cover all individuals residing in Turkey. This includes Turkish citizens, as well as foreigners holding a residence permit.
  • Provider: It is exclusively provided and managed by the Social Security Institution (SGK).
  • Mandatory Contribution: For those not covered through employment (e.g., self-employed, civil servants, private sector employees whose premiums are paid by their employers), or other specific categories, contributing to GSS is often mandatory to ensure continuous health coverage.
  • Income-Based Premiums: GSS premiums for individuals not covered through employment or other special categories are typically determined based on their income, ensuring that the system remains equitable and accessible.
  • Scope of Services: GSS covers a wide range of health services, including outpatient and inpatient treatments, emergency services, medication, and rehabilitation, subject to certain conditions and co-payments.

To summarize the core information about GSS:

Feature Description
Full Name General Health Insurance (Genel Sağlık Sigortası)
Provider Social Security Institution (SGK)
Primary Goal To provide comprehensive health coverage to every individual residing in Turkey
Beneficiaries All residents of Turkey (citizens and foreigners with residence permits)

Importance and Scope of GSS

GSS plays a crucial role in Turkey's healthcare landscape by significantly reducing financial barriers to accessing medical care. For international students or expatriates residing in Turkey, GSS is often a key component of their post-registration procedures to ensure they have adequate health coverage during their stay. It ensures that even those without formal employment or sufficient income can access essential health services, promoting public health and social welfare across the nation.