You can receive up to Php 5,000,000 daily in your UnionBank account, particularly when using Over-the-Counter (OTC) or Cash Acceptance methods.
Understanding Inward Transaction Limits
UnionBank applies daily transaction limits to accounts, especially those opened digitally, to ensure secure and efficient money management. The amount of money you can receive per day depends on the specific deposit channel used.
Daily Limits for Receiving Funds
The table below outlines the daily limits for various inward transaction types, primarily applicable to digitally opened UnionBank accounts:
| Transaction Type | Daily Limit (PHP) |
|---|---|
| OTC / Cash Acceptance | 5,000,000 |
| Deposit via 7/11 | 50,000 |
| Deposit via ECPay | Not specified |
As detailed, the highest amount you can receive in a single day is Php 5,000,000 through Over-the-Counter or Cash Acceptance. For deposits made via 7/11 convenience stores, the daily limit is Php 50,000. The specific daily limit for deposits via ECPay was not provided in the available information.
Important Considerations for Receiving Funds
- Account Type: The limits mentioned primarily apply to accounts that were opened digitally. If you have an account opened through a physical branch, or a specialized business account, your limits may differ.
- Accuracy is Key: Always ensure that the sender provides your correct UnionBank account number and name to prevent delays or failed transactions.
- Large Transactions: For exceptionally large transactions or unique business requirements, it is often beneficial to consult directly with UnionBank through their official channels or your dedicated relationship manager.
Practical Tips for Receiving Money
- For High-Value Deposits: If you anticipate receiving substantial amounts of money, advise the sender to use Over-the-Counter or Cash Acceptance methods at UnionBank branches or their authorized partners. This allows for the maximum daily receiving capacity.
- For Convenient Smaller Deposits: For regular, smaller incoming funds, convenience store channels like 7/11 offer an accessible option, though they come with lower daily limits.
For further details on account features and transaction limits, you may refer to UnionBank's official help center for digitally opened accounts.
