Honda Care specifically excludes various components and types of damage, focusing primarily on wear-and-tear items, maintenance, and non-mechanical parts. Understanding these limitations is crucial to knowing what repairs or services you will be responsible for.
Common Exclusions from Honda Care Coverage
Honda Care is primarily designed to cover unexpected mechanical breakdowns. However, it does not cover a range of items that are typically considered wear-and-tear, cosmetic, or part of routine vehicle maintenance. Key exclusions commonly include, but are not limited to:
- Body Parts: External components that form the vehicle's body, such as fenders, bumpers, and doors.
- Tires: The tires themselves, as they are consumable items that wear out with use.
- Maintenance Items: Parts and services required for routine vehicle upkeep, such as oil changes, filter replacements, spark plugs, brake pads, and wiper blades.
- Glass: All glass components, including windshields, windows, and mirrors.
- Trim: Decorative or functional trim pieces on both the interior and exterior of the vehicle.
- Carpeting: The floor coverings within the vehicle's interior.
- Ornamentation: Any decorative features or emblems on the vehicle.
These exclusions are standard for extended service contracts, as they focus on protecting against significant mechanical failures rather than routine wear, cosmetic damage, or regularly scheduled services.
Important Claim Limitations
Beyond the list of excluded parts, there is a significant financial limitation to be aware of concerning Honda Care claims:
- Claims cannot exceed the cash value of the vehicle. This means the total amount paid out for covered repairs under Honda Care cannot surpass the actual cash value (ACV) of your vehicle at the time a claim is made. If repair costs approach or exceed this value, the vehicle may be considered a total loss by the plan provider, limiting any further coverage.
Understanding these non-covered items and financial limitations provides a comprehensive overview of what Honda Care is designed to protect against and what falls outside its scope.
