Walmart charges $4 for checks up to $1,000 and $8 for checks between $1,001 and $5,000 to cash checks. For two-party personal checks, the maximum fee is $6, with a limit of $200.
Walmart Check Cashing Fees
Here’s a clear breakdown of the standard fees based on the check's amount:
| Check Amount Range | Fee |
|---|---|
| Up to $1,000 | $4 |
| $1,001 to $5,000 | $8 |
Specifics on Check Types and Limits
- Standard Checks: For common types of checks such as payroll, government, tax refund, and insurance settlement checks, Walmart typically cashes amounts up to a maximum of $5,000.
- Two-Party Personal Checks: These checks, often received from individuals rather than institutions, have specific limitations. They can be cashed for a maximum value of $200, and the maximum fee charged for this service is $6.
Walmart's check cashing services are typically available at the Money Services counter within their stores. For more comprehensive details, including accepted check types and required identification, you can refer to the official Walmart Check Cashing page.
Practical Examples of Fees
To help illustrate how these fees apply, consider these scenarios:
- Scenario 1: Cashing a Standard Payroll Check
- If you have a $750 payroll check, the fee for cashing it at Walmart would be $4.
- Scenario 2: Cashing a Larger Refund Check
- For a $3,200 tax refund check, the fee would be $8.
- Scenario 3: Cashing a Personal Check
- If you need to cash a two-party personal check for $180, the maximum fee applied would be $6.
Understanding these fee structures is essential for anyone planning to utilize Walmart's check cashing services.
