Yes, Unum does provide a benefit for colonoscopies under certain conditions.
Unum's Be Well Benefit for Colonoscopies
Unum offers a "Be Well Benefit" as part of its Accident coverage, which includes financial support for various preventive screenings. This benefit is designed to encourage covered individuals to undertake important health check-ups, including cancer screenings.
How Unum Covers Colonoscopies
For family members covered under a Unum Accident policy, a colonoscopy is recognized as a qualifying "Be Well" screening test. Here's a breakdown of the benefit:
- Benefit Type: Be Well Benefit
- Covered Test: Colonoscopy (among other cancer screenings like pap smears)
- Benefit Amount: $50 per year
- Eligibility: Available to each covered family member who has Unum Accident coverage.
- Frequency: Annually for covered Be Well screening tests.
This benefit aims to support proactive health management by offering a specific payment for these crucial preventative procedures.
| Benefit Aspect | Details |
|---|---|
| Benefit Name | Be Well Benefit |
| Insurance Product | Unum Accident coverage |
| Covered Procedure | Colonoscopy (listed as a cancer screening) |
| Benefit Payout | $50 |
| Frequency | Annually |
| Eligibility Criteria | Each covered family member with Unum Accident coverage qualifies |
The inclusion of colonoscopies under the Be Well Benefit highlights Unum's support for preventative care, helping individuals manage their health proactively.
