How Old Do You Have to Be to Get a Chase First Checking Account?

To open a Chase First Checking account, the child for whom the account is intended must be between 6 and 17 years old. This account is specifically designed for children and teens, with a parent or guardian managing the account.

Eligibility for a Chase First Checking Account

The primary age requirement for the child to have a Chase First Checking account is within the range of 6 to 17 years old. This account is opened and managed by a parent or legal guardian, who maintains control over funding and oversight to ensure financial guardrails.

Here's a breakdown of the age-related guidelines for this specific account:

• Ages 6 to 17: Children within this age bracket are eligible to have a Chase First Checking account opened for them by a parent or guardian. This account provides a secure way for younger individuals to learn about managing money with parental supervision.
• Ages 18 and Older: Once the child reaches the age of 18, Chase may advise them to transition to opening their own standard checking or savings account, separate from the First Checking account. This encourages financial independence as they enter adulthood.

Key Features Related to Age and Management:

• Parental Control: The parent or guardian who opens the Chase First Checking account is the only one authorized to fund or manage the account. This ensures strong parental controls and supervision over the child's spending and savings.
• Learning Opportunity: This account serves as a practical tool for teaching financial literacy to children and teens, allowing them to experience banking in a controlled environment.

To summarize the age requirements for the Chase First Checking account:

For more information on various banking options and requirements, you can visit the official Chase website: Chase Checking Accounts.